Opt Out
I get a lot of spam in my (USPS) mailbox. I live in a new housing development which is booming, so a lot of it is from real estate agents telling me that I now is a great time to seel my home (and it's also a great time to buy another). But the majority of my mail (junk or otherwise) is credit card and loan offers.
Being the diligent sort, I open all of these and shred the applications therein. It's a routine I'd be happy to live without. Enter this web site:
https://www.optoutprescreen.com/
This is apparently run by the major credit reporting agencies and give you a change to opt out of getting such offers. No doubt they are doing this as a result of some legislative mandate. Hopefully, it'll work…
Update:
Some related resources:
- National Do Not Call Registry
- Online Data Vendors - How to opt out
- Annual Credit Report
- ChoiceTrust - Review your file
The above list courtesy of The Week.